Financing hotels with conventional loans is challenging enough but when it includes large cashout that is used for purposes unrelated to the subject hotel, it is even more challenging. After 2010 banking reform, the banks and credit unions have limited allocation in their portfolio for special-use properties such as hotels. Many hoteliers have heard their banker claiming that the bank’s hotel bucket is full. This has made hotel conventional financing fairly challenging in most markets. Additionally, after 2010, banks are more restricted to offer conventional loans in markets and specially states they have no presence. Although banks that do have appetite for financing hotels reluctantly include renovations and PIP cost, cashout for outside investments or personal use is often frowned upon by the bankers. In this project we were able to include over a million dollars of cash out to be used for external purposes. The loan has 25 year amortization at reasonable market rate.