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Financing the purchase and Renovations/PIP of Hotel with 80% Conventional Loan in Virginia

Holiday Inn Express

Stephens City, VA


Holiday Inn Express Stephens City Virginia Finance


Conventional hotel loans at higher Loan to Value are more difficult to find and in different markets/states, the customary LTV among the lenders for special use properties such as hotels is anywhere from 65% to 75% but in some markets some lenders push to 80%.

This loan was structured at 80% Loan to Value as a five-year fixed loan fully amortized for 20 years and resetting every five years at starting rate of 4.69%. Since a syndicated partnership was acquiring this hotel, we were able to negotiate a limited guarantee for each partner proportional to their ownership percentage. We also negotiated a reduced lender point lowering the overal cost to our client. The loan also includes 1.2 million of PIP (Propery Improvement Plan) required by IHG Formula Blue design specifications. The PIP loan will be interest-only for a year once the disbursement begins.



Our Other Projects With This Client


What differentiates us from the others is loyalty of our clients. Here is the other hotels that we financed for this client not to mention a number of referrals that we got from this client.


Purchase of Holiday inn Express and Springhill Suites, Morgantown, WV
Purchase of Holiday Inn Express and Clarion of Fredericksburg, Virginia
 Purchase of the Super8 of Claypool, Virginia
 Purchase of the Holiday Inn Express of Claypool, Virginia
 Purchase of Super8 of Norton, Virginia
 Purchase of Super8 of Lebanon, Virginia
 Purchase of Sleep inn of Walterboro, South Carolina
 Refinance of Super8 of Lynchburg, Virginia


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